Islamic Finance Advisory
Structure It Right. From the Start.
Advisory services that ensure every financial decision is compliant, precise, and commercially sound.
Insight about Advisory Services »
Overview
Getting the structure right from the beginning saves time, cost, and reputational risk down the line. Credit Amanah provides expert advisory across the full spectrum of Islamic finance — from individual transaction structuring to institutional compliance programmes.
“Our advisory practice combines scholarly authority with commercial practicality, ensuring every opinion and recommendation we deliver is both jurisprudentially sound and operationally executable.”
Shariah product Structuring
Every financial product begins with a structure. Credit Amanah works with financial institutions and corporates to design instruments and facilities that are compliant from first principles — not retrofitted from conventional models. We define the contractual framework, identify the appropriate Islamic instrument, and document the structure to the standard required by internal Shariah boards and regulatory authorities.
Who It Is For:
Financial institutions, corporates, and entrepreneurs seeking to develop or launch Shariah-compliant financial products, facilities, or investment structures.
Shariah Audit & Compliance Review
An independent compliance review provides assurance that existing products, contracts, and operational practices conform to Islamic commercial law. Credit Amanah conducts structured Shariah audits — identifying areas of non-compliance, documenting findings, and providing clear remediation guidance to bring structures into full conformity.
Who It Is For:
Financial institutions, Islamic windows of conventional banks, and corporates seeking independent verification of their existing products and practices against Shariah requirements.
Fatwa Preparation & Documentation
A Fatwa is a formal legal opinion issued by a qualified Shariah scholar on a specific financial transaction, product, or contractual arrangement. Credit Amanah assists clients in preparing the necessary documentation, transaction descriptions, and supporting materials required to obtain a Fatwa — and coordinates with qualified scholars to ensure the opinion is properly issued and recorded.
Who It Is For:
Institutions and corporates requiring formal Shariah opinions for specific transactions, new product launches, or regulatory submissions.
Regulatory Advisory
Navigating the regulatory landscape for Islamic finance requires specialist knowledge of both Shariah requirements and applicable financial services frameworks. Credit Amanah advises clients on alignment with internationally recognised standards and applicable regulatory requirements — helping institutions structure their operations, products, and disclosures in a manner that satisfies both Shariah and regulatory expectations.
Who It Is For:
Financial institutions, Islamic banking windows, and corporates operating in regulated environments who require guidance on Islamic finance compliance within applicable legal and regulatory frameworks.
Transaction Advisory
Individual transactions — particularly complex, cross-border, or high-value ones — often require dedicated Shariah structuring support before execution. Credit Amanah provides transaction-specific advisory, reviewing proposed structures, identifying Shariah concerns, recommending compliant alternatives, and supporting documentation to ensure the transaction is correctly structured and properly recorded.
Who It Is For:
Businesses, investors, and institutions seeking Shariah structuring support for specific transactions including trade finance arrangements, investment agreements, joint ventures, and capital raising exercises.




