At Glance

Four Practice Areas. One Governing Standard.

Credit Amanah structures and delivers financial solutions across four integrated practice areas each built on ethical principles, commercial precision, and complete contractual transparency. Whether you are financing a trade transaction, securing a contract obligation, raising growth capital, or seeking expert financial guidance, we have the expertise to structure it correctly.

Guarantees

Secure Every Obligation. Win Every Tender.

Financial and performance guarantees structured under authenticated Kafalah frameworks.

Kafalah (Islamic Surety) · Wakalah (Agency)

We issue and arrange financial and performance guarantees for tenders, contracts, and commercial obligations — structured under authenticated Kafalah frameworks. Our guarantees are accepted by government authorities, multilateral institutions, and international counterparties worldwide.

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Trade Finance

Your Trade. Our Structure

Principled trade finance instruments for businesses operating across international markets.

Wakalah (Agency) · Kafalah (Guarantee) · Murabaha (Cost-Plus Sale)

We facilitate Letters of Credit, Bank Guarantees, and supply chain finance instruments for importers, exporters, and commodity traders across international markets. Every facility is structured to deliver working capital, payment assurance, and credit enhancement — without interest-bearing instruments.

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Equity Capital

Grow Without Compromise.

Equity-based capital structures built on profit sharing — no debt, no fixed returns, no compromise.

Musharakah (Joint Partnership) · Mudarabah (Profit Sharing)

Diminishing Musharakah (Progressive Ownership Transfer)

We connect growth enterprises and project developers with investors committed to productive, principled capital deployment. All structures are governed by profit-and-loss sharing — no fixed returns, no debt instruments, no compromises.

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Islamic Finance Advisory

Your Questions. Our Expertise.

Advisory services that ensure every financial decision is compliant, precise, and commercially sound.

Shariah Structuring · Fatwah Preparation · Compliance · Capacity Building

We provide financial structuring, product certification, and compliance advisory to institutions, corporates, and sovereign entities globally. From individual transaction opinions to full implementation programmes — precise, authoritative, and commercially grounded.