Trade Finance
Your Trade. Our Structure.
Structured trade finance instruments for businesses operating across international markets.
Insight about trade finance »
Overview
Global commerce demands reliable, professionally structured financial instruments. Credit Amanah facilitates trade finance solutions built on Wakalah (Agency) and Kafalah (Guarantee) frameworks — giving your business the confidence to trade across borders without interest-bearing instruments or unnecessary complexity.
Letter of Credit (LC)
Structured under Wakalah (Agency)
Letter of Credit is a formal undertaking issued on behalf of a buyer, guaranteeing payment to the seller upon fulfilment of agreed contractual terms and documentation. At Credit Amanah, Letters of Credit are structured under a Wakalah framework — where we act as your appointed agent to facilitate and manage the transaction with full transparency and contractual clarity.
Who It Is For:
Importers and exporters seeking a secure, professionally structured payment mechanism for international trade transactions.
Standby Letter of Credit (LC)
Structured under Kafalah (Guarantee) and Wakalah (Agency)
Standby Letter of Credit serves as a financial safety net — a secondary payment assurance activated only when the applicant fails to fulfil a contractual or financial obligation. Our SBLCs are structured under Kafalah principles, ensuring the instrument constitutes a legitimate guarantee obligation rather than an interest-bearing contingent liability.
Who It Is For:
Importers, exporters, Businesses and institutions requiring credit enhancement, contract assurance, or financial backing for commercial and project-based obligations.
Guarantees
Structured under Kafalah (Guarantee)
Guarantee is a formal commitment that Credit Amanah will honour a defined obligation on your behalf should you be unable to fulfil it. Structured under authenticated Kafalah frameworks, our guarantees are accepted by government procurement authorities, financial institutions, and commercial counterparties across global markets.
Who It Is For:
Contractors, suppliers, and corporates requiring bid bonds, performance bonds, advance payment guarantees, or payment assurances for domestic and international contracts.
Supply Chain Finance
Structured under Murabaha (Cost-Plus Sale) and Wakalah (Agency)
Supply Chain Finance enables businesses to optimise cash flow across their procurement and fulfilment cycles — ensuring suppliers are paid promptly while buyers maintain healthy working capital positions. Our structures replace conventional revolving credit lines with Murabaha-based arrangements, providing the same commercial functionality without interest accrual.
Who It Is For:
Anchor corporates, manufacturers, and distributors seeking to strengthen supplier relationships and improve working capital efficiency across their supply chain.
Which trade finance service are you looking for?
Why Credit Amanah for trade finance activities?
Every instrument we facilitate is backed by a recourse agreement with the applicant — ensuring complete accountability, professional documentation, and full contractual protection for all parties involved.
