Disclaimer

Last Updated: Shawwal 1447 H | April 2026

1. General Information Only

The information contained on this website is provided by Credit Amanah Limited (“we,” “us,” or “our”), a company registered in England and Wales under Company Number 13612807, for general informational purposes only. Nothing on this website constitutes financial, legal, investment, Shariah, or professional advice of any kind. You should not rely on any information contained on this website as a substitute for obtaining independent professional advice — including independent Shariah advice — tailored to your specific circumstances and requirements.

2. No Offer or Solicitation

Nothing on this website constitutes, or should be construed as, an offer, invitation, solicitation, or recommendation to enter into any transaction or to acquire any financial instrument or service. All enquiries submitted through this website are subject to our internal due diligence process, eligibility assessment, Shariah compliance review where applicable, and the execution of a formal Service Agreement between the relevant parties before any commitment is made by either party.

3. Shariah Compliance Disclaimer

Credit Amanah Limited is committed to conducting its activities in accordance with Islamic finance principles and applicable AAOIFI standards. However, please note the following important qualifications:

Shariah rulings and interpretations may vary between scholars, jurisdictions, and advisory boards. What is considered Shariah-compliant in one jurisdiction or by one scholar may be viewed differently by another
Any Shariah compliance opinion or assessment provided by or through Credit Amanah Limited reflects the view of our appointed Shariah advisers at the time of issuance and should not be relied upon as a definitive or universally binding Shariah ruling
Credit Amanah Limited does not claim formal membership of AAOIFI but conducts its activities with reference to AAOIFI standards as a guiding framework
Clients who require a formal and binding Shariah fatwa for their specific transaction are strongly encouraged to obtain one from a qualified and independent Shariah scholar or board of their choosing
Credit Amanah Limited accepts no liability for any loss, damage, or consequence arising from reliance on any Shariah compliance opinion or assessment provided through our services

4. Accuracy of Information

Whilst Credit Amanah Limited makes every reasonable effort to ensure that the information published on this website is accurate, complete, and up to date, we make no representations or warranties of any kind, express or implied, as to the accuracy, reliability, completeness, or suitability of the information contained herein for any particular purpose. The information on this website may be amended, updated, or removed at any time without prior notice.

5. No Guarantee of Results

The availability of our services and the successful completion of any transaction is subject to satisfactory due diligence, KYC and AML compliance, Shariah compliance review where applicable, and the fulfilment of all conditions outlined in the Service Agreement. Credit Amanah Limited does not guarantee the approval, completion, or successful outcome of any transaction, financial instrument, or advisory engagement. The outcome of any application or transaction may be subject to the decisions of third parties including issuing banks, financial institutions, and Shariah advisory boards, for which Credit Amanah Limited accepts no liability.

6. Islamic Finance Information

The information provided on this website regarding Islamic finance principles, instruments, and structures — including but not limited to Murabahah, Musharakah, Diminishing Musharakah, Wakalah, Kafalah, and related concepts — is provided for general educational and informational purposes only. It does not constitute a formal Shariah ruling, Islamic legal opinion, or binding fatwa. Clients are strongly encouraged to seek independent Shariah and legal advice before entering into any Islamic finance transaction.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Credit Amanah Limited, its directors, officers, employees, Shariah advisers, agents, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or in connection with:

Your use of, or inability to use, this website or any content contained therein
Any reliance placed on the information published on this website
Any reliance placed on any Shariah compliance opinion or Islamic finance information provided through this website
Any errors, omissions, or inaccuracies in the content of this website
Any delay, failure, or interruption in the availability or functionality of this website
Any transaction entered into on the basis of information obtained from this website
Any unauthorised access to or alteration of your data or transmissions
Any loss of business, revenue, profits, or goodwill arising in connection with your use of this website or our services

This limitation of liability applies regardless of whether such damages arise in contract, tort, negligence, breach of statutory duty, or any other legal theory, and even if Credit Amanah Limited has been advised of the possibility of such damages.

8. No Warranty

This website and its content are provided on an “as is” and “as available” basis without any representations or warranties of any kind, either express or implied. Credit Amanah Limited expressly disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that this website will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Third-Party Links and Content

This website may contain links to third-party websites or resources for your convenience and reference only. Credit Amanah Limited does not endorse, control, or assume any responsibility for the content, accuracy, availability, or practices of any third-party websites, including those of Islamic finance institutions, Shariah advisory bodies, or regulatory authorities. Accessing any third-party website through a link on this website is entirely at your own risk. We strongly encourage you to review the terms and conditions and privacy policies of any third-party websites you visit independently before submitting any personal or financial information.

10. Fraud and Misrepresentation Warning

Credit Amanah Limited strictly does not engage in, facilitate, or endorse any schemes involving:

“SBLC leasing” or “SBLC purchase”
“SBLC funding” or “SBLC monetisation”
“Monetisation of bank instruments”
“Investment against bank guarantee”
Any form of bank instrument trading or secondary market transactions
Any fraudulent or misrepresented Islamic finance schemes that use Shariah terminology to lend false legitimacy to illegitimate transactions

These are not legitimate trade finance or Islamic finance practices and are commonly associated with fraudulent activity designed to deceive and defraud businesses. Our services are strictly limited to the legitimate provision of Shariah-compliant trade finance and Islamic finance advisory services as described on this website.

If you are approached by any individual or entity falsely claiming to represent Credit Amanah Limited, or using our company name, branding, website, or contact details in connection with any of the above schemes or any unsolicited offers, please do not transfer any funds or disclose any sensitive personal or financial information. Contact us immediately to verify the legitimacy of any such approach.

Credit Amanah Limited accepts no liability whatsoever for any losses, damages, or costs suffered as a result of dealings with fraudulent individuals or entities misrepresenting themselves as Credit Amanah Limited.

11. Regulatory Status

Credit Amanah Limited is a company registered in England and Wales under Company Number 13612807. We are committed to the highest standards of professional conduct and financial crime prevention across all our activities. Credit Amanah Limited is currently in the process of preparing for authorisation under Annex 1 of the Financial Services and Markets Act 2000 (FSMA) with the Financial Conduct Authority (FCA). Our services are provided on a professional consulting basis and are directed exclusively at businesses and sophisticated commercial clients engaged in international trade and Islamic finance. Clients who require independent legal or financial advice are encouraged to seek this from a qualified adviser of their choosing.

12. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, branding, and page layouts, is the intellectual property of Credit Amanah Limited and is protected under applicable copyright and intellectual property laws. No part of this website may be reproduced, copied, distributed, republished, downloaded, displayed, posted, or transmitted in any form or by any means, whether electronic, mechanical, photocopying, recording, or otherwise, without the prior written consent of Credit Amanah Limited.

Any unauthorised use of the content on this website may give rise to a claim for damages and may constitute a criminal offence.

13. Confidentiality of Communications

Any information or documentation submitted to Credit Amanah Limited through this website, by email, or by any other means is treated in accordance with our Privacy Policy. Whilst we treat all client communications with strict confidentiality, please be aware that the transmission of information via the internet is not entirely secure. We cannot guarantee the security of any information transmitted to us electronically, and such transmission is therefore at your own risk.

14. Governing Law and Jurisdiction

This Disclaimer and your use of this website are governed by and construed in accordance with the laws of England and Wales. Any disputes arising in connection with this Disclaimer, the content of this website, or your use thereof shall be subject to the exclusive jurisdiction of the courts of England and Wales, to which both parties irrevocably submit.

Please note that whilst Credit Amanah Limited conducts its activities with reference to AAOIFI standards and Islamic finance principles, this Disclaimer and all legal documents governing our services are subject to the laws of England and Wales and not to any specific Islamic legal jurisdiction.

15. Changes to This Disclaimer

Credit Amanah Limited reserves the right to amend, update, or replace this Disclaimer at any time without prior notice. Any changes will be published on this page with an updated revision date at the top. Your continued use of this website following the publication of any changes constitutes your acceptance of the revised Disclaimer. We encourage you to review this page periodically to remain informed of any updates.

16. Contact Us

If you have any questions or concerns regarding this Disclaimer or any content on this website, please contact us at:

Credit Amanah Limited 14/2E, Docklands Business Centre, 10-16 Tiller Road, London, E14 8PX, United Kingdom

Company Registration Number: 13612807 Website: www.creditamanah.com Email: [email protected]